Greater Savings
The best way to save is actually through our Fixed Deposit accounts; providing customers with a high rate of interest in comparison to other saving accounts and complete peace of mind.
We are also here to offer you the most attractive interest rates on deposits with added options of flexibility. Select options would include an overdraft facility or even a Banque Misr credit card with the account. These products allow you to earn interest on your deposits while at the same time, allow you to use your funds for daily transactions. This is where high risk-free earnings meet with, a touch of flexibility, to provide you with banking excellence.
Get the actual rates offered on the deposit amounts, evaluate your potential earnings now and contact our customer service representative; terms and conditions apply.
Book new deposits at competitive interest from the ease of your home using BM Online banking.
Features & Benefits
Multiple currency
options available
Access funds in times
of need with our overdraft facility
Competitive interest rates
based on duration of the deposit and currency
Secured Overdraft facility – Safer, convenient and a low cost method of matching your ambitions with a flexible solution
Secured credit card – open the door to a world of unlimited benefits with the VISA Platinum credit card from Banque Misr, UAE
Required Documents
- Account opening form
- Emirates ID or passport copy
- Fixed deposit form
This unique product allows you to earn while saving with Banque Misr UAE
Earn instant return on your Term deposit at the time of booking to experience financial freedom while you save. This product allows you to earn and save at the same time, maximizing the potential of your deposits.
Basic Features
Term Deposit tenor options
Semi-annual , Annual
Interest is paid out when the Term Deposit booking is completed or when it is renewed
This product is available in AED currency only
This product is available for individual and non-individual customers
This product is available for UAE residents and non-residents
Interest Rates
| Tenor | Interest Rate ( per annum) |
|---|---|
| 1 year | 3.7% |
| 6 months | 3.9% |
Early redemption penalty
- The interest accrued from the redemption date till maturity is recovered And
- Below penalties are applied as applicable
Annual Term Deposit
| Redemption period | Penalty applicable (Per Annum) |
|---|---|
| Redemption within 3 months from Term Deposit booking | 2% |
| Redemption within 6 months from Term Deposit booking | 1% |
| Redemption within 9 months from Term Deposit booking | 0.5% |
| Redemption after 9 months from Term Deposit booking | 0.25% |
Semi Annual Term Deposit
| Redemption period | Penalty applicable (Per Annum) |
|---|---|
| Redemption within 3 months from Term Deposit booking | 1.5% |
| Redemption within 4 months from Term Deposit booking | 1% |
| Redemption after 4 months from Term Deposit booking | 0.5% |
Personal Loan/Credit Card against Advance Interest Term Deposit
Double the benefit of your savings by availing a personal loan, or a Credit Card against your Advance Interest Term deposit
Get a loan up to 80% value of your Term deposit
Get a credit card up to 70% value of your Term deposit
Attractive Loan rates
Loan tenor option of up to 10 years
Available for UAE residents only
For more details, or to Apply for the personal loan or credit card, kindly contact us.
Introducing our new multiple interest –payout options on term deposits. These flexible options on your term deposits allows control on how to best utilize the return on savings. With interest payout options whether monthly, quarterly and semi – annual, this product gives you financial freedom and flexibility.
Basic Features
Term Deposit tenor options
From 6 months to 1 year
Interest payout options
Monthly, Quarterly, Semi-annually
This product is available in AED currency only
This product is available for individual and non-individual customers
This product is available for UAE residents and non-residents