Greater Savings

The best way to save is actually through our Fixed Deposit accounts; providing customers with a high rate of interest in comparison to other saving accounts and complete peace of mind.

We are also here to offer you the most attractive interest rates on deposits with added options of flexibility. Select options would include an overdraft facility or even a Banque Misr credit card with the account. These products allow you to earn interest on your deposits while at the same time, allow you to use your funds for daily transactions. This is where high risk-free earnings meet with, a touch of flexibility, to provide you with banking excellence.

Get the actual rates offered on the deposit amounts, evaluate your potential earnings now and contact our customer service representative; terms and conditions apply.

Book new deposits at competitive interest from the ease of your home using BM Online banking.

Features & Benefits

Multiple currency
options available

Access funds in times
of need with our overdraft facility

Competitive interest rates
based on duration of the deposit and currency

Secured Overdraft facility – Safer, convenient and a low cost method of matching your ambitions with a flexible solution

Secured credit card – open the door to a world of unlimited benefits with the VISA Platinum credit card from Banque Misr, UAE

Required Documents

  • Account opening form
  • Emirates ID or passport copy
  • Fixed deposit form
Apply Now

Apply Now

Please fill in your details below and the concerned person will get back to you.

This unique product allows you to earn while saving with Banque Misr UAE

Earn instant return on your Term deposit at the time of booking to experience financial freedom while you save. This product allows you to earn and save at the same time, maximizing the potential of your deposits.

Basic Features

Term Deposit tenor options
Semi-annual , Annual

Interest is paid out when the Term Deposit booking is completed or when it is renewed

This product is available in AED currency only

This product is available for individual and non-individual customers

This product is available for UAE residents and non-residents

Interest Rates

Tenor Interest Rate ( per annum)
1 year 4.5%
6 months 4%

Early redemption penalty

  • The interest accrued from the redemption date till maturity is recovered And
  • Below penalties are applied as applicable

Annual Term Deposit

Redemption period Penalty applicable (Per Annum)
Redemption within 3 months from Term Deposit booking 2%
Redemption within 6 months from Term Deposit booking 1%
Redemption within 9 months from Term Deposit booking 0.5%
Redemption after 9 months from Term Deposit booking 0.25%

Semi Annual Term Deposit

Redemption period Penalty applicable (Per Annum)
Redemption within 3 months from Term Deposit booking 1.5%
Redemption within 4 months from Term Deposit booking 1%
Redemption after 4 months from Term Deposit booking 0.5%

Personal Loan/Credit Card against Advance Interest Term Deposit

Double the benefit of your savings by availing a personal loan, or a Credit Card against your Advance Interest Term deposit

Get a loan up to 80% value of your Term deposit

Get a credit card up to 70% value of your Term deposit

Attractive Loan rates

Loan tenor option of up to 10 years

Available for UAE residents only

For more details, or to Apply for the personal loan or credit card, kindly contact us.

* Terms and Conditions Apply

Introducing our new multiple interest –payout options on term deposits. These flexible options on your term deposits allows control on how to best utilize the return on savings. With interest payout options whether monthly, quarterly and semi – annual, this product gives you financial freedom and flexibility.

Basic Features

Term Deposit tenor options

From 6 months to 1 year

Interest payout options
Monthly, Quarterly, Semi-annually

This product is available in AED currency only

This product is available for individual and non-individual customers

This product is available for UAE residents and non-residents