Grow your business to new heights
Banque Misr UAE provides tailored financial solutions for businesses, prioritizing your needs. Our offerings include unique market products with competitive interest rates, ensuring a pathway to success. Our focus is on simplifying financial gains through measured, progressive benefits for you. Elevate your business potential with Banque Misr UAE, where simplicity meets success.
Key Benefits
The below table displays the key features of this one of a kind product in the market
A unique market offering
interest on balance
LOW minimum balance
requiring only AED 10,000
FREE cheque book
(only first cheque book is free)
Multi-currency account
(open the account in AED or USD)
UNLIMITED FREE teller transactions
from any Banque Misr branches in the UAE
UNLIMITED cash & cheque deposits
at our Banque Misr ATM locations in the UAE
International SME debit card that gives access to Banque Misr accounts through the ATM channel, an ability to use it at merchant outlets and online transactions
Interest Rates
Earn up to 0.25% interest with the Smart Business Account
| Monthly Average Balance (AED) | AED – Interest Rate % (p.a) | USD – Interest Rate % (p.a) |
|---|---|---|
| 0.01 to 10,000 | 0% | 0% |
| 10,000.01 to 50,000 | 0.10% | 0.05% |
| 50,000.01 to 200,000 | 0.15% | 0.10% |
| 200,000.01 to 5,000,000 | 0.25% | 0.15% |
| 5,000,000.01 and more | 0.10% | 0.05% |
*Interest will be paid based on the average balance maintained in the Banque Misr account.
*For example: If the monthly average balance is AED 500,000, then the interest rate of 1% will be applicable
All fees and charges to be as per the approved ‘schedule of charges’ readily available at the branches.
Terms & conditions
- Only non-individuals are eligible for this account
- Account is available in only 2 currencies – AED and USD
- Issuance fee of AED 100 is applicable for International contactless Debit card
- The interest calculations to be done on Average balance and interest is paid out monthly
- Issuance of the Debit card is decided by the bank and has the right to decline the issuance for any reason
- All other fees and charges are applicable that are mentioned on the website
- All other regular terms and conditions are applicable for this product
- Interest rate is subject to change without prior notice.